And, as usual, the time has come for the weekly ten-minute chat with Michael Brook, head of the Bureau of Investigation into Accidents and Road Incidents.
Michael: Hello, Alexander. Hello, dear listeners. I traditionally wish everyone health and to stay out of trouble. But if, under any circumstances, you suffer an injury, for example, if you are in a car accident or fall and break something, the simplest thing is to have my phone number on hand: 718-256-5610. This number is available anytime, day or night, any day of the week. I will immediately connect you with a lawyer who will consult you in detail.
If you search for my phone number online at 718-256-5610, you will reach my website, michaelbrook.com, where you can find my contact card and all the necessary forms. If you are interested in how to insure your car or home better, I ask that you save my phone number as an icon on your phone. You will always have my information at hand.
Listener: Michael, we've received a question that boils down to the following: suppose someone was a passenger in a car and the driver made a very abrupt maneuver, for example, jerked the car or braked sharply, resulting in the passenger getting injured. In such a case, who can they sue? And who will pay for their treatment? Please be kind and answer.
Michael: Yes, of course. If the driver made a maneuver that led to the passenger's injury, you can sue the driver. Even if the driver is your relative, it is possible to sue them formally and receive money from the car's insurance. In New Jersey, this can even be a spouse. It doesn't matter; you can still sue and receive money. Naturally, this is purely formal. The treatment is paid additionally. There is specific coverage for any passenger in a car in New York and New Jersey, covering up to $50,000 for each passenger. It is known as 'no-fault' coverage and acts like a separate medical insurance included in any insurance policy in New York and New Jersey.
Once again, if you have any questions or injuries in any situation, the best thing is to call me at 718-256-5610 or look up the number online to reach my website. I will give you an example: a woman contacted me who was riding in a car called Access-A-Ride. The driver stopped suddenly, she fell inside the vehicle, and broke her arm. My lawyer sued the car insurance and then sued the Access-A-Ride company. They received a total of $500,000. So if something similar happens, call me as quickly as possible at 718-256-5610. Save this on your mobile and carry it with you always.
Listener: Thank you for a thorough and clear answer. Let's hear from Daniel. Daniel, what's your question?
Daniel: Michael, we got into a severe accident. A car overtook us at high speed on a small street in Brooklyn, clipped us, and we crashed into a pole. It turned out the car was stolen, and the police caught the thief. So who will compensate us in this situation? Who will pay for our treatment and repairs?
Michael: It depends; sometimes, the insurance company says, "we do not cover stolen vehicle accidents." However, your car insurance has special coverage called "Uninsured/Underinsured Motorist," which is foreseen for such cases. The damage to the car in this situation is not covered unless you have "Full Coverage." I always advise purchasing full coverage even for old and inexpensive cars, as the cost difference is small, but the protection is substantial.
If you have any questions about insuring your car correctly, visit my website and fill out the form for a free consultation. My insurance specialist will assist you. I had a case where a man was hit by a car driven by someone who stole it. Even though he was a pedestrian, not in his car, his policy provided good coverage with $100,000 for injuries, plus treatment covered up to $50,000. So everything was taken care of, and he was very satisfied.
Again, my number is 718-256-5610. If you need legal advice, whether you're a pedestrian or involved in an auto accident, you can call me anytime.
Valentina: Michael, I went to the gym and used a machine where a part fell off, and I tore a tendon in my right hand. Can I sue, and does the gym's insurance cover this?
Michael: Absolutely, gyms have insurance in case of negligence. If they didn't maintain their equipment properly, their insurance will be responsible. I worked on a similar case where a client was injured in the gym due to faulty equipment, and my attorney secured a $200,000 settlement. If something similar occurs, call me immediately at 718-256-5610. Make sure you have this number saved on your mobile phone.
If you sustain any injury, call me anytime, day or night, any day of the week. I'll connect you with a lawyer who will provide comprehensive consultation about your situation. Our lawyers are among the best in New York and New Jersey, specializing in specific types of cases. For car accidents, work-related incidents, situations involving children, or being hit as a pedestrian, different laws and procedures apply, so you need a lawyer with expertise in that area.
Remember my number, 718-256-5610, which you can find online under my name, Michael Brook. You can save all my contact details on your phone. In case of an accident, injury, or fracture, Michael Brook and his team of experienced lawyers will ensure maximum compensation for you.