As usual, it's time for the weekly ten-minute session with Michael Brook, head of the Bureau of Accident and Road Incident Investigations. Misha, hello.
Michael: Hello, Alexander. Hello, dear listeners. As always, I wish everyone good health and hope you don't encounter any mishaps, so you do not get injured under any circumstances. But if somehow you or someone close to you, friends or family, or colleagues sustain an injury - be it a fall, a workplace accident, or an incident at home or in a car accident while traveling - and especially if it affects your back, neck, or spine, the best course of action is to consult with a lawyer immediately. Do not postpone it for tomorrow or a few days later; talk to a lawyer right at that moment as it happens. A lawyer will consult you in detail, advising what to do and what not to do. You'll feel much more at ease. This consultation is completely free. Just remember my phone number, 718 256 56 10, 718 256 56 10.
Alexander: We have a question from a listener. She was riding a motorcycle with her boyfriend when the front wheel hit a box or something on the road. As a result of the crash, she broke a leg and got a severe burn. So, can she reach out to you regarding this? That's her first question. The second question is about who is at fault in this situation and how will it proceed?
Michael: Of course. I will provide you a lawyer who specializes in motorcycle cases because there are many specific nuances involved. The main issue is that usually, there is no insurance on a motorcycle that covers medical expenses for injuries to a passenger or the rider. In states like New York and New Jersey, insurance involving cars is mandatory, even the cheapest car insurance includes medical coverage, called No-Fault Benefit, which covers medical expenses up to $50,000 for you and all passengers in the car. Unfortunately, this kind of insurance is not mandatory for motorcycles. It can be purchased additionally, but very few do so. Therefore, when involved in a motorcycle accident, my lawyers arrange with doctors to treat the injured for free and receive payment only at the end of the case. It’s a complex process, so I provide lawyers who have managed such incidents before. They have arrangements with doctors; otherwise, one might end up getting money and then handing it all over to the doctors. Additional agreements between the lawyer and doctor are necessary to prevent this. In the case described, it's clear that she should sue the driver of the motorcycle for not noticing the obstacle on the road. If the driver hit another vehicle, that vehicle could also be sued. But if no other vehicle was involved, then only the motorcycle driver can be sued to get compensation from his insurance. This could be minimal, about $25,000 in New York State, or higher based on additional insurance policies. I will organize a meeting with a lawyer who will explain the matter in more detail.
In another situation, a woman came to me regarding a terrible accident involving her daughter who was a motorcycle passenger. Both the driver and her daughter were severely injured. I provided her with a top-notch lawyer who helped find specialized doctors to ensure her swift recovery. The insurance on the motorcycle was as low as I suspected at $25,000, but the lawyer managed to secure the full amount quickly. Moreover, they got an additional $225,000 from parents' insurance. I recommend everyone to visit my website, where there's a lot of information on how to properly insure your vehicle. Fill out a form, and an insurance specialist will call you back for a free consultation on any insurance matters.
Once again, my phone number is 718 256-56 10, 718 256-56 10. If you search online, you’ll find my website with all the necessary information. Thank you for your detailed and persuasive answers as always. Let's hear from Saveliy.
Saveliy: Michael, I was listening with my wife. We have a small alley, and our neighbor’s fence broke off in the wind, and my wife got hit badly. I believe she has a broken arm because she is in a lot of pain, and we even called your service. Your workers helped. Could this neighbor's fence be at fault?
Michael: The state of the fence must be maintained, and if it breaks in the wind, something was wrong with it. Perhaps it was coming loose, or the parts needed replacement. My lawyer will investigate, and especially in severe injury cases like a fracture, I'm sure he will prove some degree of fault on the owner of the fence. It’s the owner’s property, so their insurance will be liable. The compensation amount will depend on the severity of the injury and specific diagnosis. An example, a man came to me because a gate from a fence fell due to strong winds and injured him. My lawyer proved the gate was in poor condition, causing this. The property owner’s insurance compensated $150,000. When something similar happens, contact me immediately at 718 256-56 10, 718 256-56 10.
Zoya: My daughter was hit by a car at a crossroad, and the driver fled. The police caught him, but he was under the influence of drugs and is now under arrest. If the driver has no insurance on the car, can we still receive compensation for my daughter's treatment?
Michael: In such situations, I’m confident my lawyer can recover money for your daughter. Even if the driver has no insurance or the car is stolen, there’s coverage. If your daughter owns a car or lives with you and you own a car, your car insurance covers everyone involved in such situations. The lawyer will first verify if there's insurance on the driver’s car; surprisingly, there might be. If not, they will claim compensation from your insurance. If neither exists, there’s a city organization that covers such cases. The crucial step is reporting to the police within 24 hours of the incident. For anything similar, contact me as soon as possible. Our services are round the clock, and connecting you promptly with an attorney, who will guide you on what to keep an eye on, and calling for an ambulance if necessary, ensures the case is registered within the day. If you search my number, 718 256 56 10, 718 256 56 10 online, you’ll quickly find my website and can fill out a form for insurance consultation. Once again, my number is 718 256 56 10, 718 256 56 10. In case of an accident, injury, or fracture, Michael Brook’s Accident and Traffic Investigation Bureau connects you with seasoned lawyers to secure maximum compensation. 718 256 56 10, 256 56 10.