As usual, it's time for our weekly ten-minute conversation with Michael Brook, the head of the Bureau of Accident Investigations and Traffic Incidents.
Michael: Hello, Alexander.
Alexander: Hello, dear radio listeners. I traditionally wish everyone health, a good mood, and I hope none of you encounter any mishaps. But if you do end up with an injury in one way or another, the most common scenario is a fall at some construction site or other places where people work, like a warehouse, resulting in injuries. Another case is a car accident where someone crashes into you, which often results in back injuries—specifically in the lumbar region or mid-back. Initially, it may manifest as discomfort, a sign of a potentially severe condition such as a vertebrae misalignment. Therefore, it is crucial to seek help promptly. Sometimes a person might just fall at home or on the street, break something, and this also requires a lawyer to file a case in court to get you a substantial compensation. That's exactly the kind of lawyer I provide. So if anything happens, write down my phone number: 718-256-5610, 718-256-5610. Carry it with you at all times, day or night, any day of the week. I will connect you with a lawyer for your specific situation.
Alexander: As usual, even before our conversation started, a listener called whom I will now address. A radio listener with a house in the Manhattan Beach area stepped out of his house, encountered some dug-up pavement due to utility work he wasn't aware of, and fell, breaking his right arm. He asks whether his home insurance covers such injuries and if a case can be pursued because of this break.
Michael: Your home's or apartment's insurance never covers you. It's called liability insurance, which means it covers someone else but not you. You can't sue yourself in New York State; a husband cannot sue his wife and vice versa. However, if an electric or gas company has created a hazard by opening up a part of the pavement, they are obliged to ensure the safety of passers-by, including you. In such a situation, you can sue them, but not your own insurance. I've had a similar case where a man living in Brooklyn came out of his house to discover the pavement dug up by a gas company. They hadn't put up safety barriers, and he ended up falling and breaking his right arm. The lawyer I provided managed to sue the gas company and win him $450,000. In such scenarios, it's essential to call me immediately at 718-256-5610, and I'll connect you with a suitable lawyer.
Alexander: Thank you, that was a thorough answer. Let's listen to Mark, who's been waiting patiently. Mark, please go ahead.
Mark: I went shopping with my wife, we're back home, she left the car but forgot her purse, so I went to get it from the trunk. At that moment, a large truck turned onto our street and hit our car. I couldn't even get out, and firefighters had to help me. Understandably, I'm feeling awful. How should I proceed?
Michael: Since your car was parked and you were inside, you bear no fault; the truck driver is entirely responsible. Trucks usually have commercial insurance. If someone contacts me after being hit by a vehicle with such insurance, I provide a lawyer who has won many similar cases against lawyers for this type of insurance, meaning you can expect a much higher compensation than from ordinary insurance—a sum perhaps five to six times higher. We'll utilize a lawyer who has a history of winning these cases. I had a case where a woman's husband managed to exit their parked car, but then a truck hit it while she was still inside. She suffered severe spinal and shoulder injuries, requiring surgery. The lawyer obtained $700,000 in compensation. I recommend calling me immediately if something similar happens at 718-256-5610, so you can receive timely legal advice from an experienced lawyer.
Alexander: Thank you, Mark. We still have time for Alice. Alice, please proceed.
Alice: I have a question. I was walking past a wheel repair shop, tripped over a tire left on the sidewalk, fell, and severely injured my face and left arm, sustaining two fractures. Can I sue them for such carelessness?
Michael: Of course, any store placing items on the sidewalk is responsible for the safety of passers-by, and their insurance will definitely cover your injuries. Though they might resist, the lawyer I'll provide has handled similar cases successfully. I had a similar case where a repair shop left equipment out; someone tripped, broke their left arm, and the lawyer secured $250,000 in compensation. So if you experience something like this, write down my mobile number and keep it handy. Michael Brook, 718-256-5610, 718-256-5610. I’m available around the clock, ensuring you’re connected with an attorney anytime, day or night. If you don’t have my number, search 'Michael Brook' online, without spaces, and you'll find my details. My site can be saved as an icon on your smartphone, and you can send messages directly from there if necessary.
Michael: Remember my number: 718-256-5610. In case of an accident, injury, or fracture, contact Michael Brook, the head of the Bureau of Accident Investigations and Traffic Incidents. He will direct you to experienced lawyers who will seek the maximum compensation for you. 718-256-5610.