And as usual, it's time for the weekly ten-minute chat with Michael Brook, the head of the Bureau of Accident Investigations and Road Traffic Incidents. Michael, hello.
Michael: Hello, Alexander. Hello, dear radio listeners. As always, I wish everyone health and to avoid mishaps. However, my phone is like a magic wand. I always advise you to carry it with a note under my name, Michael Brook, to have it handy for any questions you may encounter. If you ever find yourself injured in any situation, be it a fall where you hurt or broke something, God forbid, or if you're in a car accident and your back hurts, the best course of action is to call and consult with me as soon as possible. I can arrange for you to see an attorney any day, any time, day or night. Make a note of my phone number and always keep it with you: 718 256-5610.
Alexander: Michael, here's a question that can be considered eternal, but it's inescapable and keeps being asked repeatedly. Suppose you're hit by a car and it drives away; what should you do in this situation? Whom should you call, whom should you turn to, where should you go, to whom first, to whom second? In general, could you please give people instructions in case they get hit by a car?
Michael: If you are hit by a car, never, ever leave the scene until emergency services arrive and take you from the site. Even if the car that hit you doesn't leave but has fake license plates or no insurance, if you leave the scene, your case could simply vanish because there might not be all the necessary information captured on camera, or the camera covering the intersection might not be working. Besides, there are special city organizations that cover such cases only if an ambulance takes you from the scene. Therefore, the main thing is not to leave, call my service, and consult. We will call an ambulance for you, which will take you to the hospital with the shortest wait time. So, the most important thing is not to leave and call me quickly at 718 256-5610.
I'll give an example. A man who got hit on an intersection called me. Initially, he wanted to leave in a hurry since he had a child at home. I insisted he must not leave. He waited for the ambulance, which revealed he had a broken foot bone. If he had left, he might have had a dislocation, requiring surgery later. Fortunately, he didn't go on his broken foot, and my attorney found the hit-and-run vehicle thanks to an experienced detective who found witnesses and video. We also discovered the car's insurance. The city driver who hit him had no car insurance, which is why he fled. Yet, the man at home had car insurance that paid $250,000 because he didn't leave the scene and was picked up by an ambulance. If he had left, there would have been no payment. This is a crucial point, so call as soon as possible, and do it right from the scene of the accident. Again, keep my number handy: 718 256-5610, 718 256-5610.
Alexander: Thank you, Michael; this is very vital information for a large number of our listeners. Meanwhile, here's a question from Sima. Sima, please.
Sima: Michael, hello. I have a question for you. Not long ago, my husband was at an intersection when a car hit him from behind. The driver was speeding. Can my husband continue to work since it's our main source of income, and we have two children? Or must he take a leave and stay on sick leave? How should he act in such a situation? Please explain.
Michael: Your husband is not required to quit his job. If he misses work days due to health issues, the doctor will provide the necessary documentation. My attorneys will arrange special coverage for him that’s known as "Lost Wages." If he needs to work, that’s also fine. They will schedule treatment in a medical office at convenient times both before and after work. For injuries, the main factor is the diagnosis the doctor makes, which primarily determines the compensation amount. Allow me to share an example: a man approached me after being hit at an intersection. He was his family's sole breadwinner and had to work despite severe injury. He took a couple of weeks off initially, which my attorney ensured was paid. After returning to work, he underwent therapy after hours. Eventually, tests revealed a minor fracture in one vertebra. Fortunately, surgery was unnecessary as there was no displacement, but it was a serious concealed injury, requiring long-term monitoring by doctors. My attorney secured maximum insurance compensation of $500,000 from the commercial vehicle's insurance involved in the accident. Hence, when such situations arise, immediately contact me at 718 256-5610, 718 256-5610. Always keep my number with you. If my contact details aren’t handy, you can find my website and save my business card on your phone. If you have insurance queries, fill out the form for a free consultation with our specialists. I highly recommend checking my website to load my card and retrieve valuable information. Thank you.
Alexander: We have time for a question from Yuri. Yuri, what's your issue?
Yuri: My wife, who was with a client at a café, slipped after a waiter spilled something. They both fell. I called your service. I wanted to check how the process progresses and what happens next. What's the mechanism here?
Michael: Don’t worry. I've provided not just one but multiple attorneys to your wife and her client. Since your wife was at work, I assigned her an attorney to handle insurance, referred to as Workers' Compensation or Work Comp. This coverage will pay her slightly less than the average wage until she returns, plus it pays for all her treatment. Her client’s treatment will be through her medical insurance, which revealed a fractured hand while your wife, fortunately, had just bruises. Nonetheless, my attorney will pursue claims against the restaurant’s insurance for both of them. I’m confident he will prove the restaurant employees' negligence in not cleaning the spill and creating a hazard for their clients, leading their insurance to cover health damages. A similar case involved a couple who injured themselves from a spilled soup in a restaurant, which my lawyer used to obtain $200,000 for them. Therefore, if such incidents occur, contact me promptly at 718 256-5610, 718 256-5610. Always keep my number on your phone. Whether day or night, any day of the week, feel free to reach out. On the Internet, entering my number, 718 256-5610, directs you to my site. You can load my card onto your phone or fill out a form for any insurance-related or property-based queries. Visit my site, download my card, and gain access to plenty of useful information. Once more, my phone number is 718 256-5610. Call any time, day or night, any day of the week. In case of an accident, injury, or fracture, Michael Brook, head of the Bureau for Accident and Road Traffic Investigations, will assist you by connecting you with experienced attorneys to secure the maximum financial compensation. 718 256-5610, 256-5610.